YourMoneyWise
YourMoneyWise, SIP, EMI, FD & Tax calculators · Finance learn
Free SIP / EMI / FD / Tax calculators, product comparisons, learning modules, finance jobs & courses.
Free finance calculators & learning
YourMoneyWise offers free SIP, EMI, FD and Tax calculators, side-by-side product comparisons (mutual funds, FDs, credit cards), structured learning modules, and a curated finance jobs board.
Tools available
- SIP calculator with goal-based planning
- EMI calculator (home loan, car loan, personal loan)
- FD calculator with bank rate comparison
- Tax calculator (old vs new regime)
- Compare mutual funds, FDs, credit cards
Latest articles
- Access US Stocks from India: Nvidia, Apple, SpaceX Explained
, Your broker app now sells Nvidia next to Reliance, but the costs and tax rules are not obvious. Here is the honest decision tree for Indian… - Financially Secure But Not Saving? Fix the Gap in 5 Steps
, You feel fine about money, yet your savings balance says otherwise. Here is a ranked, five step fix for salaried professionals, with real r… - SIPs That Doubled: What Top Equity MFs Teach Us About Consistency
, The funds that doubled SIP money since last Diwali did it for investors who never paused a mandate. Here's how to pick for consistency, not… - 4 Common Mutual Fund Mistakes You Might Be Making
, Most mutual fund mistakes happen in the gaps, not in the research. Here are the four that quietly cost Indian investors money, and the fixe… - ₹3,500 Monthly SIP: How to Grow ₹3 Crore Over Time
, A ₹3,500 monthly SIP can compound into crores, but only if you run the calculator honestly. Here is the step-by-step trick, the realistic r… - Are Gold ETFs Still a Good Investment? Bulk Subscription Halt Explained
, Four Indian fund houses paused bulk subscriptions to gold ETFs in October 2026. The reason is a vaulting cap, not a gold price call. Here i… - Top Equity Mutual Funds With 20%+ SIP Returns: Should You Invest?
, A 22% one-year SIP return is a snapshot, not a forecast. We rank the equity funds worth your money in 2026, name the one to skip, and put r… - NEFT vs IMPS: Which Is Right for Your Money Transfers?
, NEFT and IMPS are both free via your banking app, so the choice comes down to speed and limits. We compare them on real 2026 numbers and te… - The Rise of Small-City Investors: How to Start Investing From Anywhere
, You do not need a Mumbai address or a big salary to start investing. You need one app, one SIP, and about 48 hours. Here is the step-by-ste… - SIP vs STP vs PMS: Which Investment Route Fits Your Salary?
, A SIP is a habit, an STP is a parking strategy, and a PMS is a bespoke portfolio for serious capital. Here is how to pick based on your sal… - Jio IPO: Should Retail Investors Subscribe or Skip? A Beginner's Guide
, The Jio IPO puts three real choices in front of a first-time investor. Here is what each one costs, what you actually get, and which one fi… - Gold ETF Freeze: What Retail Investors Should Do Before Festive Season
, Fund houses have capped fresh subscriptions to gold ETFs just before Diwali, and plenty of retail orders are bouncing. The metal has not ch… - GIFT City Funds of Funds: A New Route to Global Diversification?
, A new GIFT City fund of funds promises global equity without LRS paperwork. The catch is the tax treatment, and most investors will not ask… - Market Slump or Not: 5 Habits of Investors Who Build Wealth Quietly
, Nithin Kamath asked who is really getting rich in India, and the answer is duller than the headlines. We compare the three realistic invest… - Gold ETFs Stop Bulk Subscriptions: What It Means for Your Festive SIP
, Fund houses have stopped taking large fresh subscriptions into gold ETFs, and the timing could not be worse for festive-season investors. W… - Record SIP Inflows Despite Market Fall: Why You Should Stay Invested
, Record ₹32,490 crore flowed into SIPs in a single month even as markets fell. Here is how a salaried beginner should budget for that kind o… - Gold Mutual Funds Are Closing the Door: What SIP Investors Must Do Now
, ## The verdict at a glance If you already hold a gold fund SIP, stay put and let it run, because the restriction is on fresh lump sums, not… - First-Time Car Buyers in India: Smart Financing Tips for ₹5-8 Lakh Budget
, The showroom salesman slides a piece of paper across the desk. On it: ₹7.2 lakh for a mid-variant hatchback, ₹1.4 lakh down, ₹5.8 lakh fina… - Small-Cap Fund Showdown: Bandhan vs Invesco vs Nippon India
, Bandhan, Invesco and Nippon India are the three small-cap funds dominating September inflows, and they suit very different investors. Here… - SWP for Retirement: How to Generate ₹16,000 Monthly Income
, A ₹1.5 crore corpus can pay ₹16,000 a month for 25 years, but only if you get the tax structure right. Here is the five-step setup, includi…
Frequently asked questions
Are YourMoneyWise calculators free?
Yes, every calculator (SIP, EMI, FD, Tax) is free to use without sign-up.
Where does YourMoneyWise data come from?
Data is sourced from SEBI-registered entities, RBI guidelines and official fund houses, then standardised for comparison.