YourMoneyWise
YourMoneyWise, SIP, EMI, FD & Tax calculators · Finance learn
Free SIP / EMI / FD / Tax calculators, product comparisons, learning modules, finance jobs & courses.
Free finance calculators & learning
YourMoneyWise offers free SIP, EMI, FD and Tax calculators, side-by-side product comparisons (mutual funds, FDs, credit cards), structured learning modules, and a curated finance jobs board.
Tools available
- SIP calculator with goal-based planning
- EMI calculator (home loan, car loan, personal loan)
- FD calculator with bank rate comparison
- Tax calculator (old vs new regime)
- Compare mutual funds, FDs, credit cards
Latest articles
- SIPs in the Red: Should You Stop, Stay, or Invest More?
, A red SIP portfolio is a fact, not a verdict. The right move depends on your goal, your fund, and your emergency fund, not on how the numbe… - Gen Z, AI, and Investing: Can Algorithms Replace Human Judgement?
, AI can screen 500 stocks in four seconds, but it cannot tell you why a cheap stock is cheap. We look at what Gen Z investors are getting ri… - Avoid Paying a Steep Premium for Foreign ETFs: Explore These Alternatives
, That S&P 500 ETF on your broker app is quoting 7 percent above fair value, and you pay it before you own a single share. Here are five ways… - Market Falling? Why Continuing Your Equity SIP Is a Smart Move
, A falling market is not a broken SIP, it is a discounted one. Here is the arithmetic that shows why pausing your equity SIP during a correc… - Personal Loans at a Click: Convenient but Worth the Risk?
, Instant loan apps disburse in three minutes, but the rate, fees and total interest tell a very different story. Here is how to check whethe… - SIP Accounts Up 84% in 6 Years: Why Under-30 Investors Are Driving the Boom
, SIP accounts in India have grown 84% in six years, and investors under 30 now hold 38% of them. Here is the plain-English, seven-step route… - India's Next 100 Million Investors: Opportunities in Smaller Cities, Women, and Gen Z
, ## The Rs 5,000 SIP From Indore A 26 year old product analyst in Indore opens her phone on a Sunday evening and moves Rs 5,000 into a Nifty… - How to Choose the Best Smart Budgeting App in India: 5 Key Criteria
, Most budgeting apps in India are built for a country that does not exist here, with one bank account and no UPI. We ranked five on the crit… - Bond ETFs vs Bond Mutual Funds: Where Should You Invest in 2026?
, Bond mutual funds are bleeding cash while bond ETFs pull in billions, but the switch is not free. Here is what each costs in rupees and who… - NRE Account Taxation: What NRIs Need to Know About Foreign Salary Income
, Your NRE account does not make foreign salary tax-free in India. A recent ITAT ruling clarifies the rules, and the penalties for getting it… - 5 Criteria to Pick the Best Budgeting App in India
, Most budgeting apps in India track your spending just fine. The ones worth paying for are separated by bank sync, consent rules and whether… - Moving Back to India at 40? The Financial Math You Must Do First
, Most returning NRIs can afford the move, but only if they run the numbers six to twelve months early. Here is the borrowing, tax and budget… - Build Generational Wealth with Mutual Funds: A Simple Roadmap
, Most salaried investors sabotage their own compounding by chasing last year's top fund or parking cash in a 3% savings account. This ranked… - Money Mistakes Young Professionals Make in First 5 Years
, Most young professionals lose their biggest financial advantage, time, in the first five years of earning. Here is a step-by-step plan to f… - Stock Market Crash: 5 Reasons Why Sensex and Nifty Fall and How to React
, A 1,200 point Sensex fall feels like an emergency and almost never is. Here is the five-step playbook we would run before touching a single… - Indian Stock Market to Double in 5 Years? What It Means for Your Portfolio
, A fund manager says the Indian market doubles in five years. That is a forecast, not a plan. Here are seven steps to position your portfoli… - Tax-Saving Strategies for Bond Investors in a High-Yield Environment
, A 9% bond coupon can shrink to 6.4% after tax, which is why headline yield lies. We rank the realistic fixed-income options for Indian inve… - AI in Schools: Legal Fallout and Safety Guide for Parents
, ## What a School Shooting Lawsuit in Canada Means for Your Child's [ChatGPT](https://chat.openai.com/) Account In August 2026, the province… - AI PCs Are Here: Snapdragon Summit 2026 Buyer's Guide
, Qualcomm's Snapdragon Summit 2026 delivered agentic AI PCs, Googlebooks and real Linux support. We rank what is worth buying in India, what… - Gemini 3.8 Text-to-Speech: Hands-On Review and Best Uses
, Google's new voice engine reads Indian numbers correctly and costs less than one freelance voiceover session. We ranked five TTS options on…
Frequently asked questions
Are YourMoneyWise calculators free?
Yes, every calculator (SIP, EMI, FD, Tax) is free to use without sign-up.
Where does YourMoneyWise data come from?
Data is sourced from SEBI-registered entities, RBI guidelines and official fund houses, then standardised for comparison.