YourMoneyWise
YourMoneyWise, SIP, EMI, FD & Tax calculators · Finance learn
Free SIP / EMI / FD / Tax calculators, product comparisons, learning modules, finance jobs & courses.
Free finance calculators & learning
YourMoneyWise offers free SIP, EMI, FD and Tax calculators, side-by-side product comparisons (mutual funds, FDs, credit cards), structured learning modules, and a curated finance jobs board.
Tools available
- SIP calculator with goal-based planning
- EMI calculator (home loan, car loan, personal loan)
- FD calculator with bank rate comparison
- Tax calculator (old vs new regime)
- Compare mutual funds, FDs, credit cards
Latest articles
- Cheapest Way to Send Money to India From the US, UK and UAE
, The cheapest way to send money to India is the one that delivers the most rupees after fees and exchange margins. Here is how to compare fr… - Can OCI Card Holders Invest in India? Property, Stocks and Mutual Funds
, OCI cardholders can buy Indian property, shares and mutual funds, broadly like NRIs. The big exception is agricultural land. Here is how ea… - NRE vs NRO Account: Which One Do You Actually Need?
, NRE accounts hold foreign earnings and pay tax-free interest in India. NRO accounts hold Indian income. Here is how to pick, and why most N… - Small-Cap SIPs: How Much Is Too Much? The 10-20% Rule Explained
, Small-cap funds can double your money or halve it, and most investors find out which only after they have over-allocated. The 10-20% rule i… - Your SIP Corpus Grew, Should Your Strategy Change? A 5-Step Playbook
, A grown SIP corpus changes the questions you should ask, even if nothing has gone wrong. This ranked playbook shows which changes are free,… - SIPs Just Hit a Record ₹32,490 Crore-Should You Keep Investing in a Falling Market?
, Record SIP inflows of ₹32,490 crore landed even as markets fell. Here is a plain-English plan for whether to keep, tweak, or pause your mon… - 100 Million Indians Can't Be Wrong: A Beginner's Guide to Starting Your First SIP
, A hundred million Indians are already running SIPs. Here's the 20-minute version of how to join them, from KYC to your first debit, without… - LTCG Tax Cut Coming? Nirmala Sitharaman's Hint and What It Means for Your Equity Funds
, The Finance Minister's non-answer on LTCG has investors guessing. We rank the options that work whether the rate falls or not, with real co… - Bank of India's New 500-Day FD: Is It Worth Locking Your Money?
, Bank of India's 500-day deposit is priced to beat the 15-month rate cut zone, but the penalty for breaking it is real. We rank it against f… - Sensex Soars 1,000 Points: 7 Factors Driving the Rally & What It Means for You
, The Sensex added 1,000 points and Rs 6 lakh crore in a day. Before you buy or sell, here is which drivers last and which fade, plus a step-… - How Fed Decisions Impact Your Indian Stock Portfolio
, The Fed meets eight times a year, and each meeting nudges your Nifty holdings. Here is a six-step playbook to position your portfolio befor… - Women Investors: The Quiet Force Reshaping Mutual Funds
, Women are quietly becoming the steadiest holders in India's mutual fund industry. The harder question is where the first Rs 1 lakh should s… - Direct vs Regular Mutual Funds: How ₹1,000 SIP Over 10 Years Impacts Your Corpus
, A ₹1,000 monthly SIP looks identical on paper until you check the expense ratio. Over ten years, the commission gap between direct and regu… - 4 Silent Mutual Fund Mistakes That Are Eating Your Returns
, Most mutual fund mistakes never show up as a loss on your statement. They hide inside expense ratios, overlapping funds, and SIPs you pause… - Why 'Buy Right, Sit Tight' Fails for Individual Stocks-and What Works Instead
, Buy and hold works for index funds, not for the one midcap your broker loved. Here is the monitoring routine that stops a single stock from… - Access US Stocks from India: Nvidia, Apple, SpaceX Explained
, Your broker app now sells Nvidia next to Reliance, but the costs and tax rules are not obvious. Here is the honest decision tree for Indian… - Financially Secure But Not Saving? Fix the Gap in 5 Steps
, You feel fine about money, yet your savings balance says otherwise. Here is a ranked, five step fix for salaried professionals, with real r… - SIPs That Doubled: What Top Equity MFs Teach Us About Consistency
, The funds that doubled SIP money since last Diwali did it for investors who never paused a mandate. Here's how to pick for consistency, not… - 4 Common Mutual Fund Mistakes You Might Be Making
, Most mutual fund mistakes happen in the gaps, not in the research. Here are the four that quietly cost Indian investors money, and the fixe… - ₹3,500 Monthly SIP: How to Grow ₹3 Crore Over Time
, A ₹3,500 monthly SIP can compound into crores, but only if you run the calculator honestly. Here is the step-by-step trick, the realistic r…
Frequently asked questions
Are YourMoneyWise calculators free?
Yes, every calculator (SIP, EMI, FD, Tax) is free to use without sign-up.
Where does YourMoneyWise data come from?
Data is sourced from SEBI-registered entities, RBI guidelines and official fund houses, then standardised for comparison.