YourMoneyWise
YourMoneyWise, SIP, EMI, FD & Tax calculators · Finance learn
Free SIP / EMI / FD / Tax calculators, product comparisons, learning modules, finance jobs & courses.
Free finance calculators & learning
YourMoneyWise offers free SIP, EMI, FD and Tax calculators, side-by-side product comparisons (mutual funds, FDs, credit cards), structured learning modules, and a curated finance jobs board.
Tools available
- SIP calculator with goal-based planning
- EMI calculator (home loan, car loan, personal loan)
- FD calculator with bank rate comparison
- Tax calculator (old vs new regime)
- Compare mutual funds, FDs, credit cards
Latest articles
- Why the 4% Retirement Rule May Fail in India (And What to Do Instead)
, The 4% rule assumes American inflation and American bonds. Indian retirees need a different playbook. We rank five withdrawal strategies by… - Avoid Paying Steep Premiums for Foreign ETFs: Alternatives
, Indian-listed foreign ETFs routinely trade at 2% to 6% above NAV, and that gap comes straight out of your returns. We rank five ways to get… - Step Up Your SIP: How 10% Annual Increase Can Double Wealth
, A flat ₹20,000 SIP builds ₹2 crore in 20 years. Add a 10% annual step-up and the same SIP builds nearly ₹4 crore. Here is the step-by-step… - Equity Funds See 31% Inflow Jump: Should You Invest Now?
, Equity fund inflows jumped 31% in September and SIPs hit a record, but that is a thermometer, not a buy signal. Here is how to read it befo… - SIPs in the Red: Should You Stop, Stay, or Invest More?
, A red SIP portfolio is a fact, not a verdict. The right move depends on your goal, your fund, and your emergency fund, not on how the numbe… - Gen Z, AI, and Investing: Can Algorithms Replace Human Judgement?
, AI can screen 500 stocks in four seconds, but it cannot tell you why a cheap stock is cheap. We look at what Gen Z investors are getting ri… - Avoid Paying a Steep Premium for Foreign ETFs: Explore These Alternatives
, That S&P 500 ETF on your broker app is quoting 7 percent above fair value, and you pay it before you own a single share. Here are five ways… - Market Falling? Why Continuing Your Equity SIP Is a Smart Move
, A falling market is not a broken SIP, it is a discounted one. Here is the arithmetic that shows why pausing your equity SIP during a correc… - Personal Loans at a Click: Convenient but Worth the Risk?
, Instant loan apps disburse in three minutes, but the rate, fees and total interest tell a very different story. Here is how to check whethe… - SIP Accounts Up 84% in 6 Years: Why Under-30 Investors Are Driving the Boom
, SIP accounts in India have grown 84% in six years, and investors under 30 now hold 38% of them. Here is the plain-English, seven-step route… - India's Next 100 Million Investors: Opportunities in Smaller Cities, Women, and Gen Z
, ## The Rs 5,000 SIP From Indore A 26 year old product analyst in Indore opens her phone on a Sunday evening and moves Rs 5,000 into a [Nift… - How to Choose the Best Smart Budgeting App in India: 5 Key Criteria
, Most budgeting apps in India are built for a country that does not exist here, with one bank account and no UPI. We ranked five on the crit… - Bond ETFs vs Bond Mutual Funds: Where Should You Invest in 2026?
, Bond mutual funds are bleeding cash while bond ETFs pull in billions, but the switch is not free. Here is what each costs in rupees and who… - NRE Account Taxation: What NRIs Need to Know About Foreign Salary Income
, Your NRE account does not make foreign salary tax-free in India. A recent ITAT ruling clarifies the rules, and the penalties for getting it… - 5 Criteria to Pick the Best Budgeting App in India
, Most budgeting apps in India track your spending just fine. The ones worth paying for are separated by bank sync, consent rules and whether… - Moving Back to India at 40? The Financial Math You Must Do First
, Most returning NRIs can afford the move, but only if they run the numbers six to twelve months early. Here is the borrowing, tax and budget… - Build Generational Wealth with Mutual Funds: A Simple Roadmap
, Most salaried investors sabotage their own compounding by chasing last year's top fund or parking cash in a 3% savings account. This ranked… - Money Mistakes Young Professionals Make in First 5 Years
, Most young professionals lose their biggest financial advantage, time, in the first five years of earning. Here is a step-by-step plan to f… - Stock Market Crash: 5 Reasons Why Sensex and Nifty Fall and How to React
, A 1,200 point Sensex fall feels like an emergency and almost never is. Here is the five-step playbook we would run before touching a single… - Indian Stock Market to Double in 5 Years? What It Means for Your Portfolio
, A fund manager says the Indian market doubles in five years. That is a forecast, not a plan. Here are seven steps to position your portfoli…
Frequently asked questions
Are YourMoneyWise calculators free?
Yes, every calculator (SIP, EMI, FD, Tax) is free to use without sign-up.
Where does YourMoneyWise data come from?
Data is sourced from SEBI-registered entities, RBI guidelines and official fund houses, then standardised for comparison.