YourMoneyWise
YourMoneyWise, SIP, EMI, FD & Tax calculators · Finance learn
Free SIP / EMI / FD / Tax calculators, product comparisons, learning modules, finance jobs & courses.
Free finance calculators & learning
YourMoneyWise offers free SIP, EMI, FD and Tax calculators, side-by-side product comparisons (mutual funds, FDs, credit cards), structured learning modules, and a curated finance jobs board.
Tools available
- SIP calculator with goal-based planning
- EMI calculator (home loan, car loan, personal loan)
- FD calculator with bank rate comparison
- Tax calculator (old vs new regime)
- Compare mutual funds, FDs, credit cards
Latest articles
- Gold ETFs Stop Bulk Subscriptions: What It Means for Your Festive SIP
, Fund houses have stopped taking large fresh subscriptions into gold ETFs, and the timing could not be worse for festive-season investors. W… - Record SIP Inflows Despite Market Fall: Why You Should Stay Invested
, Record ₹32,490 crore flowed into SIPs in a single month even as markets fell. Here is how a salaried beginner should budget for that kind o… - Gold Mutual Funds Are Closing the Door: What SIP Investors Must Do Now
, ## The verdict at a glance If you already hold a gold fund SIP, stay put and let it run, because the restriction is on fresh lump sums, not… - First-Time Car Buyers in India: Smart Financing Tips for ₹5-8 Lakh Budget
, The showroom salesman slides a piece of paper across the desk. On it: ₹7.2 lakh for a mid-variant hatchback, ₹1.4 lakh down, ₹5.8 lakh fina… - Small-Cap Fund Showdown: Bandhan vs Invesco vs Nippon India
, Bandhan, Invesco and Nippon India are the three small-cap funds dominating September inflows, and they suit very different investors. Here… - SWP for Retirement: How to Generate ₹16,000 Monthly Income
, A ₹1.5 crore corpus can pay ₹16,000 a month for 25 years, but only if you get the tax structure right. Here is the five-step setup, includi… - LTCG Tax on Stocks: India vs. 6 Countries and How to Plan Your Holding
, India's 12.5% long term capital gains rate looks competitive until you compare the holding-period rules. We break down seven tax regimes an… - NRI Tax Residency in India: 182-Day Rule, ₹15 Lakh Threshold, ITR Exemption
, A long India trip can quietly turn you into a resident for tax purposes, dragging your overseas salary into the Indian net. Here is how the… - J.P. Morgan's $115B India Inflow Call: What It Means for Your Portfolio
, J.P. Morgan thinks $115 billion of foreign money could land in Indian equities, partly as a hedge against the crowded AI trade. Here is how… - India's Proxy AI Trade: How Retail Investors Can Get Exposure
, You cannot buy Nvidia at 4:30am from a Mumbai broker account. But you can buy the Indian companies that sell to it. Here is the practical r… - How to Read Sensex Swings Without Panicking: A Beginner’s Guide
, A 1,100 point Sensex jump sounds enormous until you divide it by the index level. Here is how to read daily market moves as percentages, no… - SIP vs Lump Sum: Which Works Better When Markets Fall?
, Record SIP inflows kept coming even as the Nifty fell 15% in 2025. Here is when a lump sum actually beats a SIP, and when neither is the ri… - Women and Mutual Funds: Closing the Investment Gap
, Women in India hold a quarter of mutual fund assets but half the population, and the gap compounds quietly. Here is the ranked, rupee-level… - Debt Funds After RBI Policy Shift: Should You Stay or Switch?
, Indian debt funds are extending a $4.5 billion selloff after the RBI policy shift. We compare staying put, switching to target maturity fun… - Small-Cap vs Mid-Cap Funds: Are You Chasing Returns or Building Wealth?
, September inflows into small and mid-cap funds jumped 13%, and that usually means retail investors are chasing returns again. Here is what… - Why the 4% Retirement Rule May Fail in India (And What to Do Instead)
, The 4% rule assumes American inflation and American bonds. Indian retirees need a different playbook. We rank five withdrawal strategies by… - Avoid Paying Steep Premiums for Foreign ETFs: Alternatives
, Indian-listed foreign ETFs routinely trade at 2% to 6% above NAV, and that gap comes straight out of your returns. We rank five ways to get… - Step Up Your SIP: How 10% Annual Increase Can Double Wealth
, A flat ₹20,000 SIP builds ₹2 crore in 20 years. Add a 10% annual step-up and the same SIP builds nearly ₹4 crore. Here is the step-by-step… - Equity Funds See 31% Inflow Jump: Should You Invest Now?
, Equity fund inflows jumped 31% in September and SIPs hit a record, but that is a thermometer, not a buy signal. Here is how to read it befo… - SIPs in the Red: Should You Stop, Stay, or Invest More?
, A red SIP portfolio is a fact, not a verdict. The right move depends on your goal, your fund, and your emergency fund, not on how the numbe…
Frequently asked questions
Are YourMoneyWise calculators free?
Yes, every calculator (SIP, EMI, FD, Tax) is free to use without sign-up.
Where does YourMoneyWise data come from?
Data is sourced from SEBI-registered entities, RBI guidelines and official fund houses, then standardised for comparison.