YourMoneyWise
YourMoneyWise, SIP, EMI, FD & Tax calculators · Finance learn
Free SIP / EMI / FD / Tax calculators, product comparisons, learning modules, finance jobs & courses.
Free finance calculators & learning
YourMoneyWise offers free SIP, EMI, FD and Tax calculators, side-by-side product comparisons (mutual funds, FDs, credit cards), structured learning modules, and a curated finance jobs board.
Tools available
- SIP calculator with goal-based planning
- EMI calculator (home loan, car loan, personal loan)
- FD calculator with bank rate comparison
- Tax calculator (old vs new regime)
- Compare mutual funds, FDs, credit cards
Latest articles
- How to Read Sensex Swings Without Panicking: A Beginner’s Guide
, A 1,100 point Sensex jump sounds enormous until you divide it by the index level. Here is how to read daily market moves as percentages, no… - SIP vs Lump Sum: Which Works Better When Markets Fall?
, Record SIP inflows kept coming even as the Nifty fell 15% in 2025. Here is when a lump sum actually beats a SIP, and when neither is the ri… - Women and Mutual Funds: Closing the Investment Gap
, Women in India hold a quarter of mutual fund assets but half the population, and the gap compounds quietly. Here is the ranked, rupee-level… - Debt Funds After RBI Policy Shift: Should You Stay or Switch?
, Indian debt funds are extending a $4.5 billion selloff after the RBI policy shift. We compare staying put, switching to target maturity fun… - Small-Cap vs Mid-Cap Funds: Are You Chasing Returns or Building Wealth?
, September inflows into small and mid-cap funds jumped 13%, and that usually means retail investors are chasing returns again. Here is what… - Why the 4% Retirement Rule May Fail in India (And What to Do Instead)
, The 4% rule assumes American inflation and American bonds. Indian retirees need a different playbook. We rank five withdrawal strategies by… - Avoid Paying Steep Premiums for Foreign ETFs: Alternatives
, Indian-listed foreign ETFs routinely trade at 2% to 6% above NAV, and that gap comes straight out of your returns. We rank five ways to get… - Step Up Your SIP: How 10% Annual Increase Can Double Wealth
, A flat ₹20,000 SIP builds ₹2 crore in 20 years. Add a 10% annual step-up and the same SIP builds nearly ₹4 crore. Here is the step-by-step… - Equity Funds See 31% Inflow Jump: Should You Invest Now?
, Equity fund inflows jumped 31% in September and SIPs hit a record, but that is a thermometer, not a buy signal. Here is how to read it befo… - SIPs in the Red: Should You Stop, Stay, or Invest More?
, A red SIP portfolio is a fact, not a verdict. The right move depends on your goal, your fund, and your emergency fund, not on how the numbe… - Gen Z, AI, and Investing: Can Algorithms Replace Human Judgement?
, AI can screen 500 stocks in four seconds, but it cannot tell you why a cheap stock is cheap. We look at what Gen Z investors are getting ri… - Avoid Paying a Steep Premium for Foreign ETFs: Explore These Alternatives
, That S&P 500 ETF on your broker app is quoting 7 percent above fair value, and you pay it before you own a single share. Here are five ways… - Market Falling? Why Continuing Your Equity SIP Is a Smart Move
, A falling market is not a broken SIP, it is a discounted one. Here is the arithmetic that shows why pausing your equity SIP during a correc… - Personal Loans at a Click: Convenient but Worth the Risk?
, Instant loan apps disburse in three minutes, but the rate, fees and total interest tell a very different story. Here is how to check whethe… - SIP Accounts Up 84% in 6 Years: Why Under-30 Investors Are Driving the Boom
, SIP accounts in India have grown 84% in six years, and investors under 30 now hold 38% of them. Here is the plain-English, seven-step route… - India's Next 100 Million Investors: Opportunities in Smaller Cities, Women, and Gen Z
, ## The Rs 5,000 SIP From Indore A 26 year old product analyst in Indore opens her phone on a Sunday evening and moves Rs 5,000 into a [Nift… - How to Choose the Best Smart Budgeting App in India: 5 Key Criteria
, Most budgeting apps in India are built for a country that does not exist here, with one bank account and no UPI. We ranked five on the crit… - Bond ETFs vs Bond Mutual Funds: Where Should You Invest in 2026?
, Bond mutual funds are bleeding cash while bond ETFs pull in billions, but the switch is not free. Here is what each costs in rupees and who… - NRE Account Taxation: What NRIs Need to Know About Foreign Salary Income
, Your NRE account does not make foreign salary tax-free in India. A recent ITAT ruling clarifies the rules, and the penalties for getting it… - 5 Criteria to Pick the Best Budgeting App in India
, Most budgeting apps in India track your spending just fine. The ones worth paying for are separated by bank sync, consent rules and whether…
Frequently asked questions
Are YourMoneyWise calculators free?
Yes, every calculator (SIP, EMI, FD, Tax) is free to use without sign-up.
Where does YourMoneyWise data come from?
Data is sourced from SEBI-registered entities, RBI guidelines and official fund houses, then standardised for comparison.