YourMoneyWise
YourMoneyWise, SIP, EMI, FD & Tax calculators · Finance learn
Free SIP / EMI / FD / Tax calculators, product comparisons, learning modules, finance jobs & courses.
Free finance calculators & learning
YourMoneyWise offers free SIP, EMI, FD and Tax calculators, side-by-side product comparisons (mutual funds, FDs, credit cards), structured learning modules, and a curated finance jobs board.
Tools available
- SIP calculator with goal-based planning
- EMI calculator (home loan, car loan, personal loan)
- FD calculator with bank rate comparison
- Tax calculator (old vs new regime)
- Compare mutual funds, FDs, credit cards
Latest articles
- First-Time Car Buyers in India: Smart Financing Tips for ₹5-8 Lakh Budget
, The showroom salesman slides a piece of paper across the desk. On it: ₹7.2 lakh for a mid-variant hatchback, ₹1.4 lakh down, ₹5.8 lakh fina… - Small-Cap Fund Showdown: Bandhan vs Invesco vs Nippon India
, Bandhan, Invesco and Nippon India are the three small-cap funds dominating September inflows, and they suit very different investors. Here… - SWP for Retirement: How to Generate ₹16,000 Monthly Income
, A ₹1.5 crore corpus can pay ₹16,000 a month for 25 years, but only if you get the tax structure right. Here is the five-step setup, includi… - LTCG Tax on Stocks: India vs. 6 Countries and How to Plan Your Holding
, India's 12.5% long term capital gains rate looks competitive until you compare the holding-period rules. We break down seven tax regimes an… - NRI Tax Residency in India: 182-Day Rule, ₹15 Lakh Threshold, ITR Exemption
, A long India trip can quietly turn you into a resident for tax purposes, dragging your overseas salary into the Indian net. Here is how the… - J.P. Morgan's $115B India Inflow Call: What It Means for Your Portfolio
, J.P. Morgan thinks $115 billion of foreign money could land in Indian equities, partly as a hedge against the crowded AI trade. Here is how… - India's Proxy AI Trade: How Retail Investors Can Get Exposure
, You cannot buy Nvidia at 4:30am from a Mumbai broker account. But you can buy the Indian companies that sell to it. Here is the practical r… - How to Read Sensex Swings Without Panicking: A Beginner’s Guide
, A 1,100 point Sensex jump sounds enormous until you divide it by the index level. Here is how to read daily market moves as percentages, no… - SIP vs Lump Sum: Which Works Better When Markets Fall?
, Record SIP inflows kept coming even as the Nifty fell 15% in 2025. Here is when a lump sum actually beats a SIP, and when neither is the ri… - Women and Mutual Funds: Closing the Investment Gap
, Women in India hold a quarter of mutual fund assets but half the population, and the gap compounds quietly. Here is the ranked, rupee-level… - Debt Funds After RBI Policy Shift: Should You Stay or Switch?
, Indian debt funds are extending a $4.5 billion selloff after the RBI policy shift. We compare staying put, switching to target maturity fun… - Small-Cap vs Mid-Cap Funds: Are You Chasing Returns or Building Wealth?
, September inflows into small and mid-cap funds jumped 13%, and that usually means retail investors are chasing returns again. Here is what… - Why the 4% Retirement Rule May Fail in India (And What to Do Instead)
, The 4% rule assumes American inflation and American bonds. Indian retirees need a different playbook. We rank five withdrawal strategies by… - Avoid Paying Steep Premiums for Foreign ETFs: Alternatives
, Indian-listed foreign ETFs routinely trade at 2% to 6% above NAV, and that gap comes straight out of your returns. We rank five ways to get… - Step Up Your SIP: How 10% Annual Increase Can Double Wealth
, A flat ₹20,000 SIP builds ₹2 crore in 20 years. Add a 10% annual step-up and the same SIP builds nearly ₹4 crore. Here is the step-by-step… - Equity Funds See 31% Inflow Jump: Should You Invest Now?
, Equity fund inflows jumped 31% in September and SIPs hit a record, but that is a thermometer, not a buy signal. Here is how to read it befo… - SIPs in the Red: Should You Stop, Stay, or Invest More?
, A red SIP portfolio is a fact, not a verdict. The right move depends on your goal, your fund, and your emergency fund, not on how the numbe… - Gen Z, AI, and Investing: Can Algorithms Replace Human Judgement?
, AI can screen 500 stocks in four seconds, but it cannot tell you why a cheap stock is cheap. We look at what Gen Z investors are getting ri… - Avoid Paying a Steep Premium for Foreign ETFs: Explore These Alternatives
, That S&P 500 ETF on your broker app is quoting 7 percent above fair value, and you pay it before you own a single share. Here are five ways… - Market Falling? Why Continuing Your Equity SIP Is a Smart Move
, A falling market is not a broken SIP, it is a discounted one. Here is the arithmetic that shows why pausing your equity SIP during a correc…
Frequently asked questions
Are YourMoneyWise calculators free?
Yes, every calculator (SIP, EMI, FD, Tax) is free to use without sign-up.
Where does YourMoneyWise data come from?
Data is sourced from SEBI-registered entities, RBI guidelines and official fund houses, then standardised for comparison.