YourMoneyWise
YourMoneyWise, SIP, EMI, FD & Tax calculators · Finance learn
Free SIP / EMI / FD / Tax calculators, product comparisons, learning modules, finance jobs & courses.
Free finance calculators & learning
YourMoneyWise offers free SIP, EMI, FD and Tax calculators, side-by-side product comparisons (mutual funds, FDs, credit cards), structured learning modules, and a curated finance jobs board.
Tools available
- SIP calculator with goal-based planning
- EMI calculator (home loan, car loan, personal loan)
- FD calculator with bank rate comparison
- Tax calculator (old vs new regime)
- Compare mutual funds, FDs, credit cards
Latest articles
- Bank of India's New 500-Day FD: Is It Worth Locking Your Money?
, Bank of India's 500-day deposit is priced to beat the 15-month rate cut zone, but the penalty for breaking it is real. We rank it against f… - Sensex Soars 1,000 Points: 7 Factors Driving the Rally & What It Means for You
, The Sensex added 1,000 points and Rs 6 lakh crore in a day. Before you buy or sell, here is which drivers last and which fade, plus a step-… - How Fed Decisions Impact Your Indian Stock Portfolio
, The Fed meets eight times a year, and each meeting nudges your Nifty holdings. Here is a six-step playbook to position your portfolio befor… - Women Investors: The Quiet Force Reshaping Mutual Funds
, Women are quietly becoming the steadiest holders in India's mutual fund industry. The harder question is where the first Rs 1 lakh should s… - Direct vs Regular Mutual Funds: How ₹1,000 SIP Over 10 Years Impacts Your Corpus
, A ₹1,000 monthly SIP looks identical on paper until you check the expense ratio. Over ten years, the commission gap between direct and regu… - 4 Silent Mutual Fund Mistakes That Are Eating Your Returns
, Most mutual fund mistakes never show up as a loss on your statement. They hide inside expense ratios, overlapping funds, and SIPs you pause… - Why 'Buy Right, Sit Tight' Fails for Individual Stocks-and What Works Instead
, Buy and hold works for index funds, not for the one midcap your broker loved. Here is the monitoring routine that stops a single stock from… - Access US Stocks from India: Nvidia, Apple, SpaceX Explained
, Your broker app now sells Nvidia next to Reliance, but the costs and tax rules are not obvious. Here is the honest decision tree for Indian… - Financially Secure But Not Saving? Fix the Gap in 5 Steps
, You feel fine about money, yet your savings balance says otherwise. Here is a ranked, five step fix for salaried professionals, with real r… - SIPs That Doubled: What Top Equity MFs Teach Us About Consistency
, The funds that doubled SIP money since last Diwali did it for investors who never paused a mandate. Here's how to pick for consistency, not… - 4 Common Mutual Fund Mistakes You Might Be Making
, Most mutual fund mistakes happen in the gaps, not in the research. Here are the four that quietly cost Indian investors money, and the fixe… - ₹3,500 Monthly SIP: How to Grow ₹3 Crore Over Time
, A ₹3,500 monthly SIP can compound into crores, but only if you run the calculator honestly. Here is the step-by-step trick, the realistic r… - Are Gold ETFs Still a Good Investment? Bulk Subscription Halt Explained
, Four Indian fund houses paused bulk subscriptions to gold ETFs in October 2026. The reason is a vaulting cap, not a gold price call. Here i… - Top Equity Mutual Funds With 20%+ SIP Returns: Should You Invest?
, A 22% one-year SIP return is a snapshot, not a forecast. We rank the equity funds worth your money in 2026, name the one to skip, and put r… - NEFT vs IMPS: Which Is Right for Your Money Transfers?
, NEFT and IMPS are both free via your banking app, so the choice comes down to speed and limits. We compare them on real 2026 numbers and te… - The Rise of Small-City Investors: How to Start Investing From Anywhere
, You do not need a Mumbai address or a big salary to start investing. You need one app, one SIP, and about 48 hours. Here is the step-by-ste… - SIP vs STP vs PMS: Which Investment Route Fits Your Salary?
, A SIP is a habit, an STP is a parking strategy, and a PMS is a bespoke portfolio for serious capital. Here is how to pick based on your sal… - Jio IPO: Should Retail Investors Subscribe or Skip? A Beginner's Guide
, The Jio IPO puts three real choices in front of a first-time investor. Here is what each one costs, what you actually get, and which one fi… - Gold ETF Freeze: What Retail Investors Should Do Before Festive Season
, Fund houses have capped fresh subscriptions to gold ETFs just before Diwali, and plenty of retail orders are bouncing. The metal has not ch… - GIFT City Funds of Funds: A New Route to Global Diversification?
, A new GIFT City fund of funds promises global equity without LRS paperwork. The catch is the tax treatment, and most investors will not ask…
Frequently asked questions
Are YourMoneyWise calculators free?
Yes, every calculator (SIP, EMI, FD, Tax) is free to use without sign-up.
Where does YourMoneyWise data come from?
Data is sourced from SEBI-registered entities, RBI guidelines and official fund houses, then standardised for comparison.