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Unbiased and Trustworthy Comparisons

Use Your Money Wise as your personal tool to compare various products, services, and investment options. We analyse your choices and provide you with the best options that meet your requirements

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Best Credit Cards of 2024

Card Name

Rating

Annual Fee

Intro Offer

Rewards

Apply

Compare Card

Capital One Venture

4.7 / 5

$95

One-time bonus of 75,000 miles once you spend $4,000 within 3 months of account opening

2x-5x Miles

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Chase Freedom Unlimited

5 / 5

$0

Earn an extra 1.5% on everything you buy, up to $20,000 in the first year.

1x-4x points

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American Express Business Gold Card

4.6 / 5

$250

Earn 70,000 membership rewards after spending $10,000 on eligible purchases within 3 months of Card Membership

1x-4x points

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Capital One Venture X Rewards Credit Card

4.9 / 5

$395

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months of account opening.

2x-10x miles

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Citi Premier Card

4.8 / 5

$95

Earn 60,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening.

1x-3x points

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Chase Sapphire Preferred Card

5 / 5

$95

Earn 60,000 bonus points after spending $4,000 within 3 months of account opening.

1x-5x points

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Chase Sapphire Reserve

5 / 5

$550

Earn 75,000 bonus points after spending $4,000 within 3 months of account opening.

1x-10x points

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Choice Privileges Select Mastercard

4.1 / 5

$95

Earn 60,000 bonus points after spending $3,000 within 3 months of account opening.

1x-10x points

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U.S. Bank Business Altitude Connect World Elite Mastercard

4.3 / 5

$0 intro the first year, then $95

Earn 60,000 bonus points after spending $3,000 within 3 months of account opening.

1x-5x points

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Delta SkyMiles Blue American Express Card

4.2 / 5

$0

Earn 10,000 bonus miles after spending $1,000 within 6 months of account opening.

1x-2x points

Best Offers

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Best for: Travel Rewards

Capital One Venture

Rating

4.7 / 5

Annual Fee

$95

Regular APR

19.99% - 29.99%

Recommended credit

Excellent (670-850)


Compare Card

Best for: Cash-back on Travel Bookings

Chase Freedom Unlimited

Rating

5 / 5

Annual Fee

$0

Regular APR

20.49% - 29.24%

Recommended credit

Excellent (690-850)


Compare Card

Best for: Big Rewards on Everyday Spending

American Express Business Gold Card

Rating

4.6 / 5

Annual Fee

$250

Regular APR

19.49% - 28.49%

Recommended credit

Excellent (690-850)


Compare Card

Best for: Travel Portal Perks

Capital One Venture X Rewards Credit Card

Rating

4.9 / 5

Annual Fee

$395

Regular APR

19.99% - 29.99%

Recommended credit

Excellent (720-850)


Compare Card

Best for: Triple Points

Citi Premier Card

Rating

4.8 / 5

Annual Fee

$95

Regular APR

21.24% - 29.24%

Recommended credit

Excellent (690-850)


Compare Card

Best for: Travel Rewards

Chase Sapphire Preferred Card

Rating

5 / 5

Annual Fee

$95

Regular APR

21.49% - 28.49%

Recommended credit

Excellent (670-850)


Compare Card

Best for: Travel Credit Card for Excellent Credit

Chase Sapphire Reserve

Rating

5 / 5

Annual Fee

$550

Regular APR

22.49% - 29.49%

Recommended credit

Excellent (740-850)


Compare Card

Best for: Hotel Bookings

Choice Privileges Select Mastercard

Rating

4.1 / 5

Annual Fee

$95

Regular APR

20.99% - 29.99%

Recommended credit

Excellent (670-850)


Compare Card

Best for: Travel Card for Business

U.S. Bank Business Altitude Connect World Elite Mastercard

Rating

4.3 / 5

Annual Fee

$0 intro the first year, then $95

Regular APR

20.24% - 28.24%

Recommended credit

Excellent (670-850)


Compare Card

Best for: Airline and Rewards Credit Card

Delta SkyMiles Blue American Express Card

Rating

4.2 / 5

Annual Fee

$0

Regular APR

20.99% - 29.99%

Recommended credit

Excellent (670-850)


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