Compare

• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $100 credit for Global Entry or TSA PreCheck®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
• Transfer your miles to your choice of 15+ travel loyalty programs

Pros

• Great sign-up bonus
• 2 miles per dollar on every purchase
• 5 miles per dollar on hotel reservations and rental cars booked through the travel credit card

Cons

• $95 annual fee
• Cannot maximize any bonus reward categories
• No introductory APR promotion on balance transfers or purchases

Why Choose Capital One Venture?

• Capital One Venture is one of the best travel credit cards for earning unlimited miles
• You also receive up to a $100 statement credit toward Global Entry or TSA PreCheck
• One of the best features of this travel card is that it lets you redeem your miles for a wide variety of travel options
• It also offers an introductory bonus of 75,000 miles on a purchase of $4,000, which equals to around $750 in travel
• Overall, great rewards and flexible redemption has made Capital One Venture Rewards Credit Card one of the best credit cards for travel

• INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
• Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem cash rewards back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
• After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
• No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
• Member FDIC

Pros

• Earn 5% cash back on travel expenses purchased through the Chase Travel Card.
• 3% cash back on dining and drugstore purchases.
• 1.5% cash back on all other expenses.
• 0% intro APR on balance transfers and purchases for 15 months.

Cons

• The $200 welcome bonus is smaller than other cards on the list.
• A fee of 3% on each transaction is charged on all US dollar transactions.
• A balance transfer fee of either $5 or 5% of the amount of the transfer, whichever is greater for 15 months.

Why Choose Chase Freedom Unlimited?

• Chase Freedom Unlimited is one of the best cash-back travel credit cards as it offers 5% cash back on travel expenses, 3% cash back on drugstore and dining purchases, and 1.5% cash back on all other purchases.
• One of the best features of this card is that it charges a $0 annual fee.
• If you are looking for an alternative, the Chase Freedom Flex also offers decent cashback.

• Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
• Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
• Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
• Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
• Your Card - Your Choice. Choose from Gold or Rose Gold.
• *Terms Apply

Pros

• Earn 4 points per dollar on eligible purchases
• Business credits can counterbalance the annual fee
• Cardholder benefits offer various perks while traveling

Cons

• The top-tier rewards are only available if you spend $150,000 in combined purchases annually.
• The $250 annual fee is quite hefty if you cannot maximize your benefits and rewards.
• The pay-over-time annual percentage rate is up to 28.49% if you have outstanding balances.

Why Choose American Express Business Gold Card?

• The American Express Business Gold Card is specifically for small businesses.
• Cardholders can earn 4x Membership Rewards on the 2 categories that they spend the most.
• If you can manage the annual fee, this card offers some of the best returns on dining and air travel.
• Its rewards for grocery spending are the best of any travel card.

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.
• Earn unlimited 2X miles on all other purchases.
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network.
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs.
• Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more.
• Receive up to a $100 credit for Global Entry or TSA PreCheck®.

Pros

• No maximum cap on reward earning and rewards never expire.
• Offers travel credit, including the $300 annual credit by Capital One Travel.
• A base reward rate of 2 miles per dollar on every purchase.

Cons

• A hefty $395 annual fee.
• Earn maximum rewards only on eligible travel booked through Capital One Travel.
• No 0% annual percentage rate.

Why Choose Capital One Venture X Rewards Credit Card?

• Capital One Venture X is one of the best travel credit cards because of its extensive travel benefits and a base of two miles per dollar on every purchase.
• Frequent travelers who use this card can earn more than enough in rewards to offset the $395 annual fee.
• Two miles per dollar on every purchase and 10 miles per dollar on hotels and rental car bookings.

• Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
• Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels.
• Earn 3 Points per $1 spent at Restaurants and Supermarkets.
• Earn 1 Point per $1 spent on all other purchases.
• Annual Hotel Savings Benefit.
• 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com.
• No expiration and no limit to the amount of points you can earn with this card.
• No Foreign Transaction Fees on purchases.

Pros

• Earn 60,000 bonus points after you spend $4,000 in purchases within the first 3 months of account opening.
• Earn 3 points per $1 on supermarket, restaurant, and gas station expenses.
• Earn 1 point per $1 spent on all other purchases.
• No foreign transaction fee.

Cons

• No 0% intro APR period.
• The card’s annual APR rate is 21.24% to 29.24%, which is higher than the average APR of the best travel credit cards.

Why Choose Citi Premier Card?

• The Citi Premier Card is a tough contender for the spot of the best travel credit card as it has ramped up its offerings.
• Besides offering 3 points per dollar on air travel, it also offers 3 points per dollar on supermarkets, restaurants, and gas station purchases.
• The lucrative sign-up bonus and annual hotel benefits are the cherries on the cake.

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

Pros

• A lucrative introductory bonus.
• Bonus points for travel, dining, groceries, and even streaming purchases.
• Points are worth 25% more when redeemed through Chase Ultimate Rewards.
• Offers bonus savings with partners like DoorDash, Lyft, and InstaCart.

Cons

• APR is higher than others on this list.
• No introductory APR on balance transfers.
• No bonus points on categories like supermarkets or gas stations.

Why Choose Chase Sapphire Preferred Card?

• The Chase Sapphire Preferred Card is a top contender for the best travel credit card as it offers a lucrative welcome bonus and at least 2x points on all travel expenses.
• You also get 60,000 bonus points if you spend $4,000 in the first 3 months of account opening.

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs.
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Member FDIC.

Pros

• Earn 75,000 bonus points after spending $4,000 within 3 months of account opening.
• Bonus points for dining and travel expenses.
• Cardholders can avail of various travel perks and insurance.

Cons

• Has an above-average annual percentage rate.
• No introductory APR on purchases or balance transfers.
• A hefty $550 annual fee.

Why Choose Chase Sapphire Reserve?

• Chase Sapphire Reserve stands out as one of the best credit cards for travel specifically for individuals with great credit scores.
• Cardholders get an initial bonus of 75,000 points for spending $4,000 within the first 3 months of account opening.
• It also offers 10 points per dollar on hotel bookings, car rentals, prepaid restaurant reservations, and takeouts. You can get 5 points per dollar on air travel.

• Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 rewards nights at select Choice Hotels® properties.
• Earn 10X points on stays at participating Choice Hotels properties.
• Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
• Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.
• $95 annual fee.
• Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
• No Foreign Currency Conversion Fee.

Pros

• High rewards rate. 1-10 points per dollar.
• An initial reward bonus of 60,000 points.
• No foreign transaction fee.

Cons

• Has a membership fee.
• No intro on APR.
• Requires a good credit score.

Why Choose Choice Privileges Select Mastercard?

• The Choice Privileges Select Mastercard is one of the best hotel credit cards due to its generous reward offerings.
• In addition to the 60,000 bonus points, cardholders can get up to 10 points per dollar on eligible purchases.
• It also offers anniversary bonuses for one night which offsets the $95 annual fee.

• Introducing the U.S. Bank Business Altitude Connect™ World Elite Mastercard®, the business travel card that's 5X more rewarding.
• Limited Time Offer: Earn 60,000 bonus points, worth $600 if you spend $6,000 on the Account Owner's card in the first 180 days from account opening.
• Earn 5X points on prepaid hotels and car rentals booked directly in the Rewards Center.
• Earn 4X points on travel, gas and EV charging stations on the first $150,000 in combined annual spending.
• Earn 2X points on dining, takeout, restaurant delivery and cell service providers.
• Earn 1X points on all other eligible spending.
• Rewards never expire.
• Earn a $25 statement credit for every three consecutive monthly taxi or rideshare trips.
• Points transfer between business and consumer U.S. Bank Altitude products (excluding Reserve).
• Airport lounge access - Priority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
• Terms and conditions apply.

Pros

• High rewards rate. 1-5 points per dollar.
• Initial reward bonus of 60,000 points.
• No membership fee for the first year.
• No foreign transaction fee.

Cons

• Membership fee after the first year.
• Rewards are capped.
• No intro APR on purchases or balance transfers.

Why Choose U.S. Bank Business Altitude Connect World Elite Mastercard?

• This is one of the best business credit cards for travel points because it offers an initial bonus of 60,000 points who spend $6,000 in the first 180 days of account opening.
• You can also avail of 1 to 5 points per dollar on eligible purchases.

• Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
• No Annual Fee.
• Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
• Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
• No Foreign Transaction Fees.
• Terms Apply.

Pros

• $0 annual fee and no foreign transaction fee.
• The spending requirement for the intro offer is fairly easy to fulfill.
• Cardholders get added purchase protection, damage insurance, extended warranty, and car rental loss insurance.

Cons

• Only two bonus reward categories.
• Miles can only be redeemed by Delta and its partners.
• High APR if you carry a balance.

Why Choose Delta SkyMiles Blue American Express Card?

• This is one of the best travel credit cards for multiple reasons. Firstly, you earn 2 miles per dollar on all Delta purchases and 2 miles per dollar at restaurants worldwide.
• All other eligible purchases earn 1 mile per dollar. You can also get a 20% discount on Delta in-flight purchases of food.